Insurance is an agreement between an individual or business house (the insured) and an insurance company (the insurer) that provides financial protection against future risks.

You need insurance to safeguard yourself, your assets, and your loved ones from unexpected events, accidents, or losses that could otherwise result in significant financial burden.

Following types of insurance products are currently available at eSewa.

1. Life Insurance

2. Non-Life Insurance

3. Property Insurance

4. Foreign Employment Insurance

5. Travel Insurance

6. eSewa Care

Insurance involves paying premiums to an insurance company in exchange for financial protection against potential losses. When a covered event occurs, the policyholder can file a claim to receive a payout, helping to mitigate the financial impact of the loss. 

You need to contact your insurance company or eSewa and provide them with details of the incident or loss. They will guide you through the claims process and may require supporting documents or evidence.